J.R.’s Zaphne Blog News for 09-26-2018

Access to Capital for Entrepreneurs, Compassionate Capitalism and Local Community Publications

Access to Capital for Entrepreneurs Inc. Maria Peck, previously the director of the ACE Women’s Center, will lead one of ACE’s biggest projects slated to begin this year. Peck’s focus will be on providing access to commercial loans of $50,000 and greater and being visible in the Hispanic community by giving presentations and collaborating with other organizations. Peck started working at ACE as a microlender after working with ACCION USA, owning her own business, and gaining more than 15 years of sales and marketing experience in Atlanta and New York. About Access to Capital for Entrepreneurs Inc.ACE is a 501(c)(3) nonprofit and CDFI loan fund that provides loans and business consulting services to help borrowers throughout Metro Atlanta and North Georgia create and grow stable, sustainable businesses that generate jobs. 

Founded in 1999, ACE has loaned more than $39 million to about 725 entrepreneurs, which has created or saved more than 6,200 jobs in Georgia. You don’t have to be a successful entrepreneur to create generational wealth if you can learn how to invest in those companies that have the potential to be the next big thing, according to Karen. Karen has been described by some as a dominant force in the entrepreneur and investor markets with her blog, published articles, frequent speaking engagements, and her Compassionate Capitalist radio show. She has been a frequent speaker and mentor within numerous Small Business and Economic Development initiatives and was the recipient of the Advocate of the Year award in 2016 at the Flight to Freedom Summit in San Ramon, California, for her work to promote Compassionate Capitalism. Karen left the corporate world over a decade ago, having been involved with many product launches, to pursue her passion for seeing innovation funded and to help the entrepreneur and investor community she served create thriving businesses. 

Karen immersed herself in the world of angel investing, first as the protégé to the founder of the Network of Business Angels. The power of microtargeting to a businesses exact demographic by supporting their local community publication. The power of content branding and the opportunity to be the only business in their industry to be allowed to submit content for the duration of their sponsorship. 

Keywords: [“Business”,”entrepreneur”,”ACE”]
Source: https://probusinesschannelusa.com/buckhead-business-show-access-to-capital-for-entrepreneurs-compassionate-capitalism-and-local-community-publications/

Kony 2012: clueless compassionate capitalism

Equally, the Invisible Children organisation, credited with the YouTube video entitled ‘Kony 2012’ cannot be taken lightly. Invisible Children claim the money raised would be used for positive construction work and projects in Northern Uganda, where Kony’s rebels operate, despite having raised US$8.6 million and used only 32 percent of that money for services in Northern Uganda in 2011. As their record has shown, money is the central nerve in the Kony 2012 project, a project that brings to bear some of the murky operations among charity organisations that wail for the downtrodden as they wipe their crocodile tears with the millions of dollars ostensibly raised to help Africans. As glossy and superficial as it is, with respect to the real problems in Uganda, the Kony 2012 film has caught the attention of millions. After having sent heavy contingents to root out al-Shabab, accepting an American military presence in Uganda to deal with the Kony affair does not augur well for Museveni, especially as a lot of Ugandans view the al-Shabab threat as a clear and present danger following the World Cup bombings in 2010 in Kampala, the capital. 

In the meantime, a coterie of Hollywood stars have joined the fray and are calling on all and sundry to make Kony 2012 famous in order to make Kony, the man, more infamous. Whilst such an oversimplification of the Kony dilemma and, for that matter, the Ugandan canker has helped the Invisible Children group to pander to sentiments and raise a lot of money, rooting out the Kony quagmire remains a Ugandan political affair. ICC’s decision to indict Kony and not the Ugandan army smacks of a lack of objectivity or fairness. In neighbouring, recently, independent South Sudan, where Kony and his men also hover, petrol and land have ignited massive international interest. So while the Invisible Children group’s call, for American intervention and all out support to the Museveni regime- by demonising a rather weakened Kony and LRA, may come as a diversionary relief for the everlasting government, it is far from being the biggest concern for Ugandans. 

The regional political dynamics cannot be separated from any international decision to root out Kony. Big salaries for them and little help to the millions of Kony’s victims in need of justice and respite. 

Keywords: [“Kony”,”Uganda”,”Ugandan”]
Source: http://www.theafricareport.com/Columns/kony-2012-clueless-compassionate-capitalism.html

Compassionate capitalism – The Denver Post

Political theorist Benjamin R. Barber should have considered hiring CNN’s Lou Dobbs as his publicist. Barber shares Dobbs’ zealousness for a return to a more gentle and compassionate capitalism, one that remains committed to mainstream values such as work and investment saving and learning to defer our own gratification for future generations. Advertisers spent less than $100 million trying to attract youths in 1990, and by 2000 had increased their advertising budget for teenagers to more than $2 billion. American kids alone spend more than $169 million a year and marketers see vast opportunities in India and China where a larger percentage of the population is under 20. 

Barber points out that educational and government institutions, which once served as a balancing forces to rampant consumerism, have simply joined the fray, leasing their classrooms and cafeterias and football stadiums to the highest bidders without regard for quality or integrity of product. Barber is not just some modern-day Benjamin Franklin lecturing us on impulse control. This accomplished author is worried that the annihilation of the town square for the suburban mall, coupled with the invasion of technologies like cellphones and video games, have replaced civilized public discourse and the responsibilities that accompany good citizenship. We remain infantilized and powerless over the more important decisions in our lives. He is an advocate for change by boycott, government pressure and encouraging corporations to embrace more wholesome business practices that look beyond profit. 

He remains insistent on staying on his message, and often seems to miss big chunks of the larger picture that may seem obvious to many readers. In more than 300 pages, he never once considers the dramatic effect of the women’s movement and the role it may have played in spurring reckless consumerism. Elaine Margolin is a freelance book reviewer and essayist in Hewlett, N.Y.. 

Keywords: [“Barber”,”more”,”market”]
Source: https://www.denverpost.com/2007/03/15/compassionate-capitalism/

J.R.’s Zaphne Blog News for 08-30-2018

Steward-Ownership is Capitalism 2.0

Professor Steen Thomsen, the chairman of the Center for Corporate Governance at Copenhagen Business School, has studied companies with comparable ownership structures extensively. In many national legislations, it is stated that unless changed in the bylaws of the company, shareholder profit should be the north star guiding the decisions of its management. For steward-owned companies, profits are a means to an end, not an end in themselves. If the company’s management sees a way to increase its profits that is in conflict with the purpose of the company, it is no longer bound to choose profits over purpose. Based on a thorough analysis of the market situation of online marketplace technology, Sharetribe’s management might come to the conclusion that if the company focuses its efforts solely on building steeply priced proprietary marketplace technology that helps big organizations create marketplaces where retailers can sell their products to consumers more efficiently, it could increase its profits significantly. 

Second, the company would be contributing to the increased consumption of new goods instead of decreasing it, which would be in conflict with the goal of more efficient utilization of resources. Principle 2: Ownership equals entrepreneurship The second principle of steward-ownership states that the company should be in control of people who hold active roles in it. Reliable returns to investors: Redeemable shares Like a traditionally structured company, a steward-owned company might also encounter a situation where its business would benefit from an outside investment. VC firms typically expect their returns to come via a company sale or an IPO. They make high-risk investments and typically expect that one out of every ten companies they invest in will be able to generate enough returns to justify all the other nine investments. 

The only reason VC funds have such high return expectations per company is the high failure rate of VC-funded companies. If the management of a steward-owned company comes to the conclusion that the company’s net impact is no longer positive due to its negative externalities, the management is incentivized to change the company’s ways. Steward-ownership is a great example of how, with a few simple changes in how companies are structured and governed, we can get the benefits of capitalism without its downsides. 

Keywords: [“company”,”share”,”Purpose”]
Source: https://www.resilience.org/…/steward-ownership-is-capitalism-2-0

Access to Capital for Entrepreneurs, Compassionate Capitalism and Local Community Publications

Access to Capital for Entrepreneurs Inc. Maria Peck, previously the director of the ACE Women’s Center, will lead one of ACE’s biggest projects slated to begin this year. Peck’s focus will be on providing access to commercial loans of $50,000 and greater and being visible in the Hispanic community by giving presentations and collaborating with other organizations. Peck started working at ACE as a microlender after working with ACCION USA, owning her own business, and gaining more than 15 years of sales and marketing experience in Atlanta and New York. About Access to Capital for Entrepreneurs Inc.ACE is a 501(c)(3) nonprofit and CDFI loan fund that provides loans and business consulting services to help borrowers throughout Metro Atlanta and North Georgia create and grow stable, sustainable businesses that generate jobs. 

Founded in 1999, ACE has loaned more than $39 million to about 725 entrepreneurs, which has created or saved more than 6,200 jobs in Georgia. You don’t have to be a successful entrepreneur to create generational wealth if you can learn how to invest in those companies that have the potential to be the next big thing, according to Karen. Karen has been described by some as a dominant force in the entrepreneur and investor markets with her blog, published articles, frequent speaking engagements, and her Compassionate Capitalist radio show. She has been a frequent speaker and mentor within numerous Small Business and Economic Development initiatives and was the recipient of the Advocate of the Year award in 2016 at the Flight to Freedom Summit in San Ramon, California, for her work to promote Compassionate Capitalism. Karen left the corporate world over a decade ago, having been involved with many product launches, to pursue her passion for seeing innovation funded and to help the entrepreneur and investor community she served create thriving businesses. 

Karen immersed herself in the world of angel investing, first as the protégé to the founder of the Network of Business Angels. The power of microtargeting to a businesses exact demographic by supporting their local community publication. The power of content branding and the opportunity to be the only business in their industry to be allowed to submit content for the duration of their sponsorship. 

Keywords: [“Business”,”entrepreneur”,”ACE”]
Source: https://probusinesschannelusa.com/buckhead-business-show-access-to…

Churchill’s Compassionate Conservatism

A Burkean conservative who always sought a balance between tradition and change, Churchill understood the necessity of using state power to solve social problems. Churchill presents an alternative portrait of conservatism. In the spirit of his Tory predecessor, Prime Minister Benjamin Disraeli, Churchill wanted to revive the alliance between nobles and workers so as to curb the power and dominance of the bourgeoisie. Heeding the dictates of his conscience, Churchill crossed the aisle to join the Liberal Party in 1904, whereupon he worked with David Lloyd George and others to enact policies that would provide economic security and improve conditions for the working class. Churchill later worked alongside his peers in the Liberal Party, including Lloyd George, to pass the National Insurance Act of 1911. 

In particular, Churchill was responsible for spearheading the provision on unemployment insurance, but he also enthusiastically embraced the act’s section that created National Health Insurance for British workers. Ardent in his belief that the National Insurance Act bolstered Britain’s market economy and militated against the dreaded socialist alternative, Churchill continued to support modest expansions of the welfare state during the interwar period. A Liberal economist who had worked for Churchill during the creation of the National Insurance Act, Beveridge called for a dramatic expansion of national insurance that would offer every British citizen comprehensive protection from the vagaries of life, including poverty, unemployment, and illness. A year later Churchill expressed more explicitly his support for universal health insurance. As his wartime speeches and memos demonstrate, Churchill favored a more active state that would provide cradle-to-grave social insurance and equality of opportunity. 

Without having to work directly with other party leaders, as he had done under the coalition government, Churchill could have slashed or even repealed many of the programs for which Labour had worked so hard, including its crown jewel, the National Health Service. In the end, Winston Churchill can be remembered for bolstering the National Health Service and, more generally, helping create and expand the modern welfare state in the United Kingdom. 

Keywords: [“Churchill”,”Insurance”,”National”]
Source: https://www.theamericanconservative.com/articles/churchills…

J.R.’s Zaphne Blog News for 05-28-2018

Turning Point USA: This pro-capitalism campus group beats back efforts to shut it down

Two recent victories scored by the nationwide campus activism group Turning Point USA show the relatively young but growing organization is fighting back against efforts to shut its clubs down – and winning. This week, a club the pro-capitalism group sought to form at a California campus was approved by administration after student government leaders voted to reject it. Last week, a Michigan university settled a lawsuit with Turning Point USA. As a result, its members may now travel the campus promoting free speech instead of in just a small corner of campus. Often, students seeking to form Turning Point USA chapters face an uphill battle. 

In the span of two years, for example, student government leaders at five different universities have refused to give the free market club official recognition as a student organization. Since 2015, student leaders at Santa Clara University, Northwestern University, Creighton University, Drake University and Hagerstown Community College denied Turning Point student chapters such recognition, which would generally give the group permission to reserve space for free on campus and receive a portion of student fee allocations for events. At Creighton, the ROTC student seeking to form the club at that Catholic university in Nebraska, Justin Carrizales, was rejected twice before finally securing approval in January. Turning Point USA is a relatively new nonprofit campus activism group that largely strives to promote fiscal responsibility, free markets and free speech issues and stays away from social issues. While the group has seen success and growth in recent years, the nearly half-dozen rejections at some campuses to form – even though overturned – is not the norm, according to Matt Lamb, director of Campus Integrity for TPUSA and a former student reporter for The College Fix. 

After the nonprofit legal organization Alliance Defending Freedom filed suit against the school on behalf of the club, administrators walked back their stance and revised their expressive activity policies to respect students’ First Amendment freedoms. The Hagerstown Community College administration settled a lawsuit after the student wishing to start the club sued. After being rejected 15-3 by the student senate this past fall, the club must wait until fall 2017 to renew its plea for recognition. 

Keywords: [“student”,”university”,”club”]
Source: https://www.thecollegefix.com/post/31578

Access to Capital for Entrepreneurs, Compassionate Capitalism and Local Community Publications

Access to Capital for Entrepreneurs Inc. Maria Peck, previously the director of the ACE Women’s Center, will lead one of ACE’s biggest projects slated to begin this year. Peck’s focus will be on providing access to commercial loans of $50,000 and greater and being visible in the Hispanic community by giving presentations and collaborating with other organizations. Peck started working at ACE as a microlender after working with ACCION USA, owning her own business, and gaining more than 15 years of sales and marketing experience in Atlanta and New York. About Access to Capital for Entrepreneurs Inc.ACE is a 501(c)(3) nonprofit and CDFI loan fund that provides loans and business consulting services to help borrowers throughout Metro Atlanta and North Georgia create and grow stable, sustainable businesses that generate jobs. 

Founded in 1999, ACE has loaned more than $39 million to about 725 entrepreneurs, which has created or saved more than 6,200 jobs in Georgia. You don’t have to be a successful entrepreneur to create generational wealth if you can learn how to invest in those companies that have the potential to be the next big thing, according to Karen. Karen has been described by some as a dominant force in the entrepreneur and investor markets with her blog, published articles, frequent speaking engagements, and her Compassionate Capitalist radio show. She has been a frequent speaker and mentor within numerous Small Business and Economic Development initiatives and was the recipient of the Advocate of the Year award in 2016 at the Flight to Freedom Summit in San Ramon, California, for her work to promote Compassionate Capitalism. Karen left the corporate world over a decade ago, having been involved with many product launches, to pursue her passion for seeing innovation funded and to help the entrepreneur and investor community she served create thriving businesses. 

Karen immersed herself in the world of angel investing, first as the protégé to the founder of the Network of Business Angels. The power of microtargeting to a businesses exact demographic by supporting their local community publication. The power of content branding and the opportunity to be the only business in their industry to be allowed to submit content for the duration of their sponsorship. 

Keywords: [“Business”,”entrepreneur”,”ACE”]
Source: http://probusinesschannelusa.com/buckhead-business-show-access-to-capital…

50 years since the Panthers formed, Capitalism + Drugs still = Genocide

This article analyzes 1) addiction from a thoroughgoing, critical perspective, and 2) compares some widely accepted healing approaches with those of the Black Panther Party and the Rainbow Coalition-multinational, revolutionary-minded community groups that the Panthers inspired. Today, the concept that drug addiction is a medical issue that should be addressed with appropriate, coordinated public health measures is gaining ground though still not universally accepted. Capitalism does not work to comprehensively solve the problem of addiction among workers, as addiction itself, as well as its criminalization, serve to divert and tamp down the class struggle. From its inception in 1966, the Black Panther Party for Self-Defense led local and national struggles to challenge the oppression that weighed on the Black community and on all disenfranchised people. In reality, the drug epidemic is far worse today than it was 50 years ago when the Panthers confronted it as a major assault on oppressed communities. 

The Young Lords provided leadership and direction to those Puerto Ricans, Black people and poor whites looking to confront the underlying source of their pain and addiction. Defying convention, the Young Lords challenged the institutions in their community that turned their backs on the people. Inspired and trained by the Panthers – the architects of survival programs – other oppressed people, poor whites and radicalized young people organized themselves into the American Indian Movement, the Patriot’s Party and White Lightening, as well as many multi-national socialist formations across the country. New Recovery focuses on community education and political advocacy around issues of importance to the recovery community-for instance, insurance parity for mental health and addiction treatment, restoration of voting rights for felons convicted of drug crimes, alternatives to prison as an approach to the problem of addiction, and so on. People who work a strong program of recovery have the potential to become powerful organizers because they are principled people. 

The uplifting of communities necessarily touched masses of people. Only a new system, which prioritizes people’s needs over profits, can we make health care available to all poor and working people. 

Keywords: [“people”,”community”,”Addiction”]
Source: http://liberationschool.org/50-years-since-the-panthers-formed-capitalism…