J.R.’s Zaphne Blog News for 09-10-2018

Define Asset at Dictionary.com

A useful and desirable thing or quality: Organizational ability is an asset. Assets, items of ownership convertible into cash; total resources of a person or business, as cash, notes and accounts receivable, securities, inventories, goodwill, fixtures, machinery, or real estate. Law.property in the hands of an heir, executor, or administrator, that is sufficient to pay the debts or legacies of a deceased person… Origin of asset. Back formation from assets, in phrase have assets, literally, have enough Anglo-French, Old French. 

Examples from the Web for asset Contemporary Examples First, his credentials: He did international mergers and acquisitions at Lazard, a financial and asset. McCain said he would not be impacted financially by being subject to a visa ban and asset. Even Russian business leaders could be targets for asset. To a degree the Bernanke years were ones in which asset. Historical ExamplesThey all of them have to admit that I’m honest-that’s an asset. 

What however went first of all or rather vanished was nothing in the nature of an asset…Your beauty is as tangible an asset. In the balance she had confidently thrown the asset. Asset in CultureassetA possession that can be turned into cash to cover liabilities. 

Keywords: [“asset”,”person”,”cash”]
Source: http://www.dictionary.com/browse/asset

The Hobo Ethical Code of 1889: 15 Rules for Living a Self-Reliant, Honest & Compassionate Life

Wouldn’t it be grand if they looked instead to the Hobo Ethical Code, a serious standard of behavior established at the Hobo National Convention of 1889. When in town, always respect the local law and officials, and try to be a gentleman at all times. Don’t take advantage of someone who is in a vulnerable situation, locals or other hobos. Always try to find work, even if temporary, and always seek out jobs nobody wants. By doing so you not only help a business along, but ensure employment should you return to that town again. 

When no employment is available, make your own work by using your added talents at crafts. Do not allow yourself to become a stupid drunk and set a bad example for locals’ treatment of other hobos. When jungling in town, respect handouts, do not wear them out, another hobo will be coming along who will need them as badly, if not worse than you. Do not cause problems in a train yard, another hobo will be coming along who will need passage through that yard. Do not allow other hobos to molest children; expose all molesters to authoritiesthey are the worst garbage to infest any society. 

Help all runaway children, and try to induce them to return home. Help your fellow hobos whenever and wherever needed, you may need their help someday. 

Keywords: [“Hobo”,”work”,”help”]
Source: http://www.openculture.com/2016/11/the-hobo-ethical-code-of-1889.html

Compassionate appointment is not a matter of right: SC

A Bench of Justices Aftab Alam and R M Lodha quashed a direction of the Madras High Court which directed appointment of M Selvanayagam in Karaikal Municipality,five years after the death of his father Meenakshisundaram,a watchman. Simply because the claimant happened to be one of the dependents of the deceased employee would be directly in conflict with Articles 14 & 16(equality) of the Constitution and hence,is quite bad and illegal. Meenakshisundaram died on November 22,1988,after putting in 4 years 3 months and 25 days of service. It was only in 1993 that Selvanayagam made an application for his appointment on compassionate grounds. The apex court rejected the plea of the wife that she could apply for government job and instead chose to do some menial jobs on account of her poor health condition. 

The apex court recalled that under the scheme of compassionate appointment,in case of an employee dying in harness,one of his eligible dependents is given a job with the sole objective of providing immediate succour to the family which may suddenly find itself in dire straits as a result of the death of the bread winner. Start your day the best way with the Express Morning Briefing. For all the latest India News, download Indian Express App. 

Keywords: [“appointment”,”compassionate”,”death”]
Source: https://indianexpress.com/article/news-archive/print/compassionate…

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Keywords: [“answer”,”hall”,”Prentice”]
Source: http://silkom.de/compassionate/capitalism/compassionate_capitalism_barnes…

The Rich Roll Podcast by Rich Roll on Apple Podcasts

If you haven’t already, I suggest listening to The… Free. Used without responsibility, it causes… Free. Champions are made from something they have deep inside them – a desire, a… 

Free. Stop Staring At The Scale & Turn The Gaze Inward – The Emotional Drivers Behind Diet & Behavior On a rainy night from a little boutique hotel in the Montmartre district of Paris after a whirlwind book tour… Free. It’s a byproduct of building and cultivating an inner strength so you can ‘be happy’ effortlessly… Free. 

You can control who you are in the face of… Free. You’re really not in a place… Free. The real heroes are the ones that are out there defending the innocent, the… 

Free. America’s #1 killer, heart disease currently kills 1 out of every 3 Americans; 70% of Americans are obese and getting… Free. Over the last week, I have been… Free. 

Preferably framed to appear like… Free. Relying on faith to guide you…. Free. 

Keywords: [“Free”,”iTunes”,”View”]
Source: https://itunes.apple.com/us/podcast/the-rich-roll-podcast/id582272991

JR Test Site News for 01-22-2018

A Force for Good: How Enlightened Finance Can Restore Faith in Capitalism by John G. Taft

A significant and much needed exploration on how finance has to be transformed from privilege to responsibility using insights from a collection of expert contributors. Taft kicks off with 3 propositions: 1) evolve the moral expectations of business, 2) compliance laws are not sufficient and leads to the 3rd proposition, corporate responsibility must come from within the business organization, not outside of it. The financial crisis has created mistrust and a serious lack of credibility due to the. The financial crisis has created mistrust and a serious lack of credibility due to the misalignment between self-interests and the creation of positive results for the many. Taft brings ups concepts such as mission drift and negligence when dealing with “Other people’s money”. Taft suggests that in order to restore the social contract for good leadership by the finance sector, a code of conduct is imperative – a code that targets due care, maintaining public trust, the well-being of stakeholders, a duty of loyalty and appropriate compensation, ideally one that is aligned with long term growth. While most financial institutions already have such codes in place; it is really a matter of diligent practice rather paying lip service to it or simply printing it on paper. The lack of trust generated from the financial crisis can inhibit innovation, when the opposite is true. Trust is the very core of the financial industry when managing other people’s hard-earned dollars. Taft is clearly committed to the sharply-thought concept that short-termism needs to be severely addressed. Taft, along with other financial experts, offers solutions based on sustainability such as reforming housing finance with layered protection and America’s retirement framework needs to incorporate a mandated savings program. Taft embodies the spirit of this quote when he explains that government cannot be the enforcer of compliance laws and a cleaner for damage in the financial crisis. Financial intermediaries must recognize the benefits of scale i.e. pooling capital to develop opportunities to invest in the long term which enables ownership capabilities. With insights from different finance experts, Taft highlights the importance of market reform in the form of a framework titled “Sustainable Capitalism”. Taft has clearly done his homework and aimed for inclusiveness and varied insights into a sorely-needed discussion.

Keywords: [“financial”,”Taft”,”crisis”]
Source: https://www.goodreads.com/book/show/22537555-a-force-for-good


The Frankfurt School represents the first major attack on Marxism in the name of “Western Marxism.” While Gramsci and Lukacs operate within the framework of Marxism and were even members of the Communist Party, the Frankfurters made no such pretensions. The Frankfurter’s idea of a working-class bears strong resemblance to the likes of Homer and Marge Simpson, Ralph and Alice Kramden, and Archie and Edith Bunker. When Nazism prevailed, it excluded the possibility of a socialist republic to inspire intellectuals like Adorno and Horkheimer, leaders of the Frankfurt School. The American student movement fell in love with another Frankfurter text, Herbert Marcuse’s “One Dimensional Man.” Activists held up these texts to explain why American workers supported the war in Vietnam or why German workers seemed more interested in the consumer culture than in fighting against the capitalists. Why would people who identify themselves as leftists have such a grudge against the Enlightenment? Most of us associate the Enlightenment with an attack on the feudal system mounted by the rising bourgeoisie. I recommend Martin Jay’s “The Dialectical Imagination: A History of the Frankfurt School and the Institute of Social Research, 1923-1950” for some first-rate analysis of Adorno and Horkheimer. Jay points out that the Frankfurters reject the notion that class conflict is the locomotive of history, a basic Marxist theory. Horkheimer himself really began going off the deep end during the depths of WWII. He wrote a letter to a fellow Frankfurter by the name of Leo Lowenthal in 1942. You can imagine the keen disappointment the Frankfurters felt when they ended up as exiles in the United States. Bah, what a sell-out, the Frankfurters must have said as they gave this film two thumbs down while stomping out of the Loews Criterion. Joel has always described himself as a Frankfurter but I wasn’t sure what that means. I sent Joel an attack I made on Deep Ecology last year and he thought I was much “Too sectarian.” When you look at his article in the collection “Environmental Philosophy,” you can see the heavy hand of the Frankfurters on his thinking. The Frankfurters believe that the problem is the domination of nature. The heritage of the Frankfurter School hangs heavily on the green movement, including the Marxist wing. The Frankfurt School and post-Modernism only get in the way.

Keywords: [“Frankfurt”,”Enlightenment”,”Horkheimer”]
Source: http://www.columbia.edu/~lnp3/mydocs/modernism/adorno.htm

Asset-based capitalism

As discussed in Late Stage Capitalism Part 1, perhaps people are becoming weary of the asset-based, winner-take-all system of capitalism we have presently, instead of the build-and-make version of capitalism that was present decades ago. With the exception of apps and other intangibles, small business seems to be struggling, compared to multinationals that have much lower borrowing costs, lower marginal costs, and better purchasing and pricing power. Yes, capitalism may mean more choices and a higher standard of living, but inflation-adjusted healthcare and education costs keep going up , and more choices of food and entertainment may not be fulfilling at the individual level. Since 2009, in what is now the longest equities market bull market ever, assets have boomed, while entrepreneurship and ‘real wages’ have stalled. ‘Capitalism’-as in the individual acquisition and ownership of capital-is stronger than ever. Capitalism-as in small business entrepreneurship and capital investment in labor-not so much. In our era asset-based capitalism, people get rich by buying & holding rapidly appreciating assets, not by entrepreneurship or ‘making and building things’. The default explanation is that ‘QE and the fed are to blame,’ but I disagree. Such asset inflation was observed in the 80′s and 90′s-two decades characterized by high interest rates and no QE. Second, the fed ended QE in 2014 yet prices have continued to surge. The post-2009 asset inflation is mostly relegated to high-IQ assets, whereas a general inflationary asset bubble would be much less discriminating. Instead of QE inflating all asset classes, there is a ‘flight to quality’ of fund mangers applying the HBD-investing-thesis by putting money into high-IQ assets that have market dominance and huge growth and taking money out of weaker, low-IQ assets. Fund mangers and venture capitalists are getting smarter by choosing only the cream of the crop, which means relatively few companies and sectors are participating in the boom, unlike in the 90s ‘tech bubble’ where even the weakest, poorly-conceived companies got showered with funding. This could also explain why active management has done so poorly in recent years, because unless you invest in one of a handful of these chosen companies and sectors, you will likely lag the broader market. William Baumol, whose famous economic theory explains the modern world, has died.

Keywords: [“asset”,”Capitalism”,”market”]
Source: http://greyenlightenment.com/asset-based-capitalism