J.R.’s Zaphne Blog News for 10-15-2018

Compassionate Capitalist Coffee Break – Type 2 CrowdFunding – 506c

Eight Myths Americans Need to Unlearn About America

I’m someone who wants better lives for Americans - but is also quite critical, sometimes unsparingly so, of America. If we are to ever suggest Americans should be doing better, then we must be critical of America too, and examine why it hasn’t flourished and developed. Either these strange and foolish myths can be true, or America can be where it is - but you can’t have both. America does have a high rate of charitable giving - but that is because contributions are tax deductible, and the ultra-rich use them as a way to shield themselves from taxes. Virtue is a thing which results in the public good - and yet America has no public goods, from healthcare to retirement to childcare to elderly care. 

America doesn’t make the best stuff - it doesn’t make stuff anymore at all, really. In America, these things are mostly left to billionaires to fund, and so Americans have Tesla and weird startups that let people buy teenagers’ blood - but Europeans have cleaner energy grids and advanced public healthcare. America is full of people trying to do the right thing!! Maybe it is. If your bar for collapse is Mad Max meets the Strain sure, America hasn’t collapsed yetto that point. 

Just go away!! We don’t need to listen to people who are critical of America! They’ll never help us!! Listen. There are not many people in America who observe it in that way, which is the way that I do - because not many have a lens that isn’t just made of the same old American myths. 

Mostly, American commentary is made by people who’ve only ever lived, studied, worked, played in America. 

Keywords: [“America”,”American”,”people”]
Source: https://eand.co/eight-myths-americans-need-to-unlearn-about-america-560fa10ddba6

Why capitalism is like a broken down car

Professor Muhammad Yunus was at his provocative best here at the World Economic Forum annual meeting in Davos. In a special one to one debate with Rana Foroohar from Time magazine, he claimed that the current capitalist system simply had to be replaced altogether. He likened the current capitalist system to an old car. When you have an old car, he said, it starts to break down and you have to repair it. This starts to happen more and more frequently until it is only logical to replace the old car with a brand new model. 

Logic dictates, he maintained, that as the current capitalist system keeps breaking down it must be replaced with a completely new economic system. There was a glint is his eye when he said this because he knew that he caught everyone’s attention but he went on describe what a new economic system might look like. Yunus was full of ideas about what a sustainable economic system might look like in a world where poverty no longer existed. There has been a great deal of discussion in Davos this year about how to change the current economic model. As the engine of the current economic system seems to be straining and spluttering with high unemployment, so the idea of having a completely new car to deal with the challenges of today seems quite appealing. 

Pictured: A man repairs a car on a street in Havana in this September 22, 2010 picture. The views expressed in this article are those of the author alone and not the World Economic Forum. 

Keywords: [“Economic”,”system”,”new”]
Source: https://www.weforum.org/agenda/2012/02/yunus-ditch-capitalism-for-a-new-car/

Compassionate Capitalism With David Meltzer

You’re one of those people that every time I’m with I feel like I’m at home. Part of the reason people are so curious about other people’s pivots is that the word pivot has a connotation of something went wrong and something went bust. One of the most famous pivots that I sometimes share with people that people don’t know is that YouTube was originally a video dating site. Sometimes we didn’t have food, but the only time there was any awareness of unhappiness in my home was when I’d catch my mom crying because the car broke down or the dishwasher didn’t work or she couldn’t afford me to go to a camp and she was worried about how she was going to pay for college with all these bright children. I’m going to be rich because when I graduate law school from Tulane and I studied really hard, top of my class, I had two job offers. 

That’s my first prayer every day, that God put ten people in front of me I can help. Most people go the whole day and they don’t get the car back to center where you can just have one finger on it. For a lot of people, it’s really important what you’re talking about, something that’s pragmatic in the spiritual realm. We’re getting into some fun things here with people who visit. Most people are not making time for themselves and for their own self-care. 

I’m going to ask you the final question, David. You can get there by going to PivotFB.com, a really simple shortcut to get to that spot. 

Keywords: [“going”,”people”,”know”]
Source: https://www.adammarkel.com/podcasts/compassionate-capitalism-david-meltzer/

J.R.’s Zaphne Blog News for 07-29-2018

What is a ‘system of privilege’? – Allan G. Johnson

White people are generally assumed to be law-abiding until they show some sign that they are not, while people of color are routinely assumed to be criminals or potential criminals until they show they’re not. A white person, for example, can work hard and have little to show for it, can be mistreated by the police without cause, be denied a job they’re qualified for. What privilege does is load the odds one way or the other so that the chance of bad things happening to white people as a category of people is much lower than for everyone else, and the chance of good things happening is much higher. A system of white privilege, for example, is white-dominated, which means the default is for white people to occupy positions of power. White-dominance doesn’t mean that all white people are powerful, only that the powerful tend almost always to be white, and when a person of color occupies a position of power, that will be noted as an exception to the rule. 

White-identification also encourages whites to be unaware of themselves as white, as if they didn’t have a race at all. It also encourages whites to be unaware of white privilege. White-centeredness is the tendency to put white people and what they do at the center of attention-the front page of the newspaper or magazine, the main character in the movie. When you organize a society in this way, the result will be patterns of unearned advantage that are available to whites simply because they are socially identified as ‘white. Abundant research, for example, shows that whites and blacks are equally likely to use illegal drugs, which would lead us to expect them to be equally likely to wind up in prison for that offense. 

On top of that, young white males are the demographic most likely to sell illegal drugs. The white privilege in this example, is the practice of the criminal justice system to overlook or respond less harshly to drug crimes committed by whites, while the corresponding oppressive consequence for people of color is the systematic selection of people of color for arrest, prosecution, and punishment. 

Keywords: [“White”,”people”,”privilege”]
Source: http://www.agjohnson.us/glad/what-is-a-system-of-privilege

Jon Chopan

Despite the notion that we are voiceless, it seems to me that the challenge of a good creative writing instructor is to teach students that they do indeed have a voice and that their voice, that all our voices in concert, have meaning. We should be struggling with our students as writers, and students of writing, to leave behind something worth protecting, worth defending, something that contributes to the growth of this culture. One of my greatest struggles, as a writer, as a human being, is to find purpose in the things I do. This, it seems, is the job of a good creative writing teacher, to help their students in their quest to find purpose. In a culture that has grown weak on faith in the arts, in the power of words, it would seem now, when things are most bleak, that our job is to bring new hope to an army of writers who will go forward and make their mark on this nation. 

Having been the student of two fine writing programs, and having had the privilege to be around so many skilled and compassionate instructors, I truly believe in this purpose as a creative writing teacher. I mean, in my classes, to help my students find their stories, to find the unique thing it is that they were meant to say. I also believe in the power of students to return that favor, be it through a direct act or through simply watching them grow as writers and learning from them. Nothing thrills me more than the energy of young writers, how the world of words seems new and boundless to them, and that energy keeps me going as a writer, as a teacher, because it has the power to breathe life into the things we all come to take for granted, the debates and books and tools we feel we already know so well. In my own writing I hope to give voice to the people and places I come from. 

I did not become a writer or a teacher of writing because it seemed easy, or because it was something I happened upon. I believe that by fostering the creativity born of writing, born in well told stories and in boldly written poems, that we are contributing to a kind of creative power that is much needed. 

Keywords: [“writes”,”student”,”teach”]
Source: http://www.glimmertrain.com/bulletins/essays/b137chopan.php

9 FDR’s New Deal

They got it in the form of Franklin Delano Roosevelt’s New Deal, but there was more continuity between Hoover and the early New Deal than most people realize, and more mixed messages coming from Franklin Roosevelt’s campaign than most historians remember. Having a capitalist like Joe Kennedy on board helped FDR insulate the New Deal from right-wing criticism. Race & the New Deal.The New Deal excluded sharecroppers and tenant farmers from farming relief in order to discriminate against minorities. These New Deal flaws have led modern civil rights commentator Ta-Nehisi Coates to argue that modern liberalism is intrinsically racist, but many civil rights leaders have been leftists or liberals and even the New Deal helped minorities in important ways. Second New Deal: Labor ReformThe Second New Deal improved workers’ leverage as strikers and their pay. 

Second New Deal: Housing ReformThe Government also reformed housing during this second phase of the New Deal. FDR won four elections, and won by a historic landslide in 1936, just after the more radical Second New Deal kicked in. In response, FDR threatened to pack the Court with more judges, all favorable to the New Deal. He didn’t play up the pro-New Deal angle but merely suggested adding one judge for each existing judge over 70 that refused to retire and claimed the bigger court would lighten their workload. The Court-Packing Scheme was ridiculous – with that precedent, any president could simply add judges favorable to his policies – but FDR was cleverly focusing the public’s attention on the Court threatening to undo the New Deal. 

FDR was reminding the Court that they were out of step with the times, regardless of the legal technicalities of the New Deal – technicalities known to legal scholars as the Constitution. Since his court-packing bill died, FDR claimed he lost the battle but won the war, saving the New Deal. The New Deal led to bigger government with the establishment of Social Security and its offshoot programs like unemployment insurance and Medicare. 

Keywords: [“new”,”Deal”,”government”]
Source: http://sites.austincc.edu/caddis/fdrs-new-deal

J.R.’s Zaphne Blog News for 07-18-2018

Illuminations: Best and Kellner

We contest Kelly’s metaphysic of the new economy and new technology, arguing that he illicitly collapses technology and the economy into nature, using nature metaphors to legitimate the new forms of economy and organization. Kevin Kelly, former editor of The Whole Earth Review, cofounder of the Well, promoter of various cyberevents like the Hackers Convention, and now Executive Editor of Wired, is being presented as a prophet of the New Economy with the publication of his book New Rules for the New Economy. Kelly argues we need new paradigms, new ideas, and new practices to make sense of and deal with the tumultuous changes that we are undergoing due to the global restructuring of the economy, the proliferation of new technologies, rapid social, political, and cultural change, and the emergence of new modes of thought. Kelly’s Out of Control opens with nine chapters outlining some of the new paradigms of thinking about life and technology, followed by five chapters on the new economy and social system, and ten concluding chapters sketching parts of his own synthetic vision. Brand moved from countercultural ecological perspectives to affirm the new computer technology, helping push the New Age intelligentsia, including Kelly, into affirmation of new technologies. 

In Kelly, old market ideologies thus return in a new hip pseudo-scientific clothing, recycling old concepts for the new millennium. Second, if one wants to circumnavigate the new scene, Kelly argues that we need new maps and compasses. Kelly misses how, overall, old divisions persist, as competition between major economic units intensifies, as the gap between the world’s rich and poor grows wider every year, as new conflicts between ethnic and religious groups explode, and as new fragmentations are being created in the turbulence of economic and cultural change, providing a welter of competing ideologies, identities, and social groups. Probably Kelly means that individual computers in the home or office are no longer as significant as the network, a claim no one would deny, but this above example is emblematic of Kelly’s propensity to cloak the obvious in the forms of aphoristic gnomicisms. Kelly fails to grasp the dialectic of contemporary capitalism that is both more organized and disorganized than previously, that is generating at once new forms of centralization and decentralization, and that is thus promoting both new forms of homogenization and standardization as it proliferates difference, fragmentation, and variety. 

Schumpeter is becoming the new dominant ideologue of capital, revered by Kelly, Gilder and other apologists for the new capitalism. All in all, Kelly is the Dr. Pangloss of the postmodern age, never tiring of declaring network capitalism the best of all possible worlds. 

Keywords: [“Kelly”,”new”,”technology”]
Source: http://www.uta.edu/huma/illuminations/best7.htm

Justifying Sexism in Students for a Democratic Society – bluestockings magazine

Several historians, and myself to some extent, believe that this vicious cycle was only broken when women’s groups themselves broke off from the sexist SDS. Students for a Democratic Society was indeed the largest student network of the American New Left Movement. One fact is clear, however: despite its heavy dependence on membership of women, SDS for a very long time did not explicitly state women’s liberation as one of its goals. Eventually the result of radical feminist discontent was the breaking-up of student groups like SDS and the creation of new women’s groups such as the Feminists, Radical Feminists, Bread and Roses, Redstockings, and Women’s International Conspiracy from Hell. On the other hand, the politicos-people who believed capitalism caused women’s oppression-tended to place the burden of sexism on women, rather than on flaws in how SDS was run. 

Male dominance over women is not very different from a mother’s domination over her children. The solution to women’s woes, according to Salzman-Webb, was to look at the example of the Vietnamese woman, who, by militantly fighting free market forces alongside men, garnered the other sex’s respect in society. Contemporaries also couldn’t give up the fact that sexism predated capitalism, and that historically one of the first forms of women’s emancipation actually was provided by industry: women were given an avenue of earning money outside of the home. From a politico perspective, the woman boss is herself the product of an inferior system that has made her ill equipped to lead. A woman boss will only prevent skilled women from cropping up and will profit off of popular women myths and other functions of capitalism. 

Women’s oppression in SDS was visible not only in distant factories or corporate offices but in everyday meetings held at local college chapters of the student organization. In the fight against capitalism, for example, women began breaking from SDS to join groups like the more radical Weathermen and Revolutionary Youth Movement II. Although the two groups inherently disdained the call for women’s liberation as much as SDS did, Barber points out that the very fact that male supremacy was verbally addressed by the groups made them attractive to women. A linguistic legitimation of women’s concerns over sexism made the two groups’ campaign against the system more appealing that that of SDS. Others joined groups that fought purely against sexism. 

The politico argument claimed: 1) Women are oppressed by capitalism, as opposed to by men, and 2) Women aren’t ready to fight off capitalism just yet because of the inadequate skills capitalism has offered them. 

Keywords: [“women”,”SDS”,”capitalism”]
Source: http://bluestockingsmag.com/2013/06/28/c-edit-justifying-sexism-in-sds

J.R.’s Zaphne Blog News for 06-05-2018

Reno Tahoe Sparks News, Weather, Video

Mr. Eanfar’s work is based on over 20 years of unique experience in economics, financial technologies, blockchain/cryptocurrency development, artificial intelligence, and military and government affairs. Three key points in the book deal with issues of defining value, following a vision, and managing innovation. Value: Mr. Eanfar notes that money is not value itself; it represents value. 

Rather than focusing on money alone, he advises organizations to focus on theway value flows through their stakeholder ecosystems, which benefits all parties in the long run. Innovation: Artificial intelligence, cryptocurrency, and other technological innovations can be used for good or ill. Mr. Eanfar dedicates a chapter of the book to the impact of artificial intelligence [AI] on government and the economy. Frankly and this Site make no warranties or representations in connection therewith. 

Keywords: [“Eanfar”,”percent”,”value”]
Source: http://www.ktvn.com/story/38137433/can-capitalism-be-compassionate

Wandtv.com, NewsCenter17, StormCenter17, Central Illinois News-

Mr. Eanfar’s work is based on over 20 years of unique experience in economics, financial technologies, blockchain/cryptocurrency development, artificial intelligence, and military and government affairs. Three key points in the book deal with issues of defining value, following a vision, and managing innovation. Value: Mr. Eanfar notes that money is not value itself; it represents value. 

Rather than focusing on money alone, he advises organizations to focus on theway value flows through their stakeholder ecosystems, which benefits all parties in the long run. Innovation: Artificial intelligence, cryptocurrency, and other technological innovations can be used for good or ill. Mr. Eanfar dedicates a chapter of the book to the impact of artificial intelligence [AI] on government and the economy. Frankly and this Site make no warranties or representations in connection therewith. 

Keywords: [“Eanfar”,”percent”,”value”]
Source: http://www.wandtv.com/story/38137433/can-capitalism-be-compassionate

News, Weather and Sports for Lincoln, NE; KLKNTV.com

Mr. Eanfar’s work is based on over 20 years of unique experience in economics, financial technologies, blockchain/cryptocurrency development, artificial intelligence, and military and government affairs. Three key points in the book deal with issues of defining value, following a vision, and managing innovation. Value: Mr. Eanfar notes that money is not value itself; it represents value. 

Rather than focusing on money alone, he advises organizations to focus on theway value flows through their stakeholder ecosystems, which benefits all parties in the long run. Innovation: Artificial intelligence, cryptocurrency, and other technological innovations can be used for good or ill. Mr. Eanfar dedicates a chapter of the book to the impact of artificial intelligence [AI] on government and the economy. Frankly and this Site make no warranties or representations in connection therewith. 

Keywords: [“Eanfar”,”percent”,”value”]
Source: http://www.klkntv.com/story/38137433/can-capitalism-be-compassionate

Compassion and Capitalism: Implications for Organizational Studies

Understanding individual compassion in organizations: The role of appraisals and psychological flexibility. How U.S. lost out on iPhone work: Apple’s experience shows why jobs are flowing to China. Seeing organizations differently: Three lenses on compassion. Compassion: An evolutionary analysis and empirical review. 

Varieties of capitalism and institutional complementarities in the political economy: An empirical analysis. Precarious work, insecure workers: Employment relations in transition. The contours and consequences of compassion at work. An organizational analysis of organizational theory. Care and compassion through an organizational lens: Opening up new possibilities. 

Cultural value differences: Some implications for work. Class and compassion: Socioeconomic factors predict responses to suffering. A future for organization theory: Living in and living with changing organizations. 

Keywords: [“compassion”,”work”,”organization”]
Source: http://journals.sagepub.com/doi/10.1177/0149206313490028

Compassionate Capitalism Pdf

Capitalism vs. Free Enterprise – Oliver DeMille There is one more glaring issue. Capitalism is the competition between individuals, free enterprise is the competition between people. Bourbon Democrat – Wikipedia Bourbon Democrat was a term used in the United States from 1876 to 1904 to refer to a conservative or classical liberal member of the Democratic Party, especially one …https://en. Arthur C. 

Brooks – Wikipedia Arthur C. Brooks is an American social scientist and musician. He is the president of the American Enterprise Institute, a conservative think tank. We want freedom; we want the chance for prosperity; we want to be the. Defending the Dream: Why Income Inequality Doesn’t … 

Focusing on income inequality embraces a very different American Dream but still uses the traditional language of opportunity. 

Keywords: [“conservative”,”liberal”,”Enterprise”]
Source: http://hilleshe.com/result/compassionate-capitalism-pdf

Academy for Conscious Leadership

The Academy for Conscious Leadership prepares leaders to lead from a place of service by guiding them through experiences that identify their higher purpose and create cultures of meaning. To do this, a faculty comprised of Whole Foods Market Team Members, thought leaders and fellow travelers exposes participants to ideas that challenge their perspectives, allowing them to consider a new reality. We encourage leaders to understand their own reactions, desires, motivations as well as those of others. We believe in the wholeness of all things and face our shadows along with our light. We model humility and recognize that we always have more to learn. 

We are creative in our methods and explore new ideas. The world is ready for a new crop of intentional leaders, and through the Academy we will help them to flourish while enriching a vibrant and entrepreneurial culture. 

Keywords: [“lead”,”new”,”ideas”]
Source: https://www.wholefoodsmarket.com/academy-conscious-leadership

Compassionate Citizens Foundation

Unleash the unique assets and gifts of citizens, to co-create their communities. With local leaders in business, government and nonprofits. Politically empower citizens by educating them about deliberative democracy, where representatives at all levels of government are accountable to the collective wisdom and compassion of their constituents. By educating them about the Triple Bottom Line, where consumers, workers and investors put People and Planet over Profits. Recently, we discovered a deeply mission aligned organization, which is creating and supporting transpartisan Meetups. 

To fund the #CompassionateCitizens movement, Connection Realty will pair #CompassionateCitizens who are buying or selling a home with Compassionate Realtors who generously support our work, and the work of our mission aligned partners. 

Keywords: [“work”,”CompassionateCitizens”,”support”]
Source: https://compassionatecitizens.us

J.R.’s Zaphne Blog News for 05-24-2018

The sound of capitalism

Read Steve Yates’s rundown of the tracks that changed hip hop at our blog. The latest album by the twin titans of hip hop has been a record-breaking success. A total of 290,000 copies were downloaded that week, and when CDs are taken into account, the album’s sales approached the 450,000 mark. Originating in the South Bronx in New York City in the late 1970s, when performers began rapping over looped beats taken from soul and funk records, hip hop has since journeyed right into the heart of mainstream culture. Jay-Z is married to Beyoncé Knowles, queen of R&B, and together they form the most influential power couple in global music. 

His wealth is estimated by Forbes at around $450m, and he has had 12 US number one albums. For its detractors, this materialism is one of rap’s three deadly sins, along with its violence and misogyny. When the riots broke out across Britain this summer, many saw hip hop’s celebration of materialism as one of the key causes. 

Keywords: [“hop”,”hip”,”materialism”]
Source: https://www.prospectmagazine.co.uk/magazine/hip-hop-bling…

GCSE English Literature

Sheila is shocked when she learns that she had a part to play in Eva’s death. Gerald is being judgemental of her even though he has not yet taken responsibility for his own actions. Mr Birling refuses to take any responsibility for Eva Smith’s death. Eric shows that he takes responsibility for his actions in the final act of the play. Whilst Gerald and Eric’s parents are enjoying being in the clear, Eric still takes the matter of Eva’s death very seriously. 

He is even brave enough to tell his mother that she should feel responsible too. Sybil Birling will not take any responsibility for the death of Eva Smith even after she has been questioned by the Inspector. The audience would know that she is in no position to be questioning the behaviour of anyone else given her own treatment of Eva Smith and lack of social responsibility. This is a practice the privileged Birlings would be used to. 

Keywords: [“responsibility”,”take”,”Eva”]
Source: https://www.bbc.com/education/guides/zpf3gk7/revision/2

Entrepreneurs + Investors + Funded Innovation + Generational Wealth + Compassionate Capitalism

History has shown that the Greatest Wealth is Created through Entrepreneurism. Every Innovation that improves our lives came from an Entrepreneur with an idea; a strategy to succeed; and the funding to execute. The Good News: You don’t have to start a great company when you can invest in a great company and reap the same rewards as the founders. Recent regulatory changes have made that easier than ever to happen. We help Entrepreneurs and Investors create their legacy in the innovation they bring to market and the generational wealth they create. 

The men and women who take the road less traveled and invest in exciting private companies before they go public, have the opportunity that few realize – create wealth, leave a legacy of innovation, and have personal pride in knowing they impacted their community with new jobs and opportunities. 

Keywords: [“create”,”company”,”Innovation”]
Source: https://www.karenrands.co

Towards a socially engaged mindfulness

Stephen Stanley was recently asked to provide an introduction to a screening of the documentary ‘Happy’. Apparently a ‘turn to happiness’ – or perhaps a near-obsession with happiness – is happening across government, science, therapy and popular culture. The general idea is that: the purpose of life is to be happy, we all want to be happy, and that to be happy, be need to do certain things. We have a right to be happy, and a moral obligation or duty to be happy, for ourselves and others. If we fail to find happiness, we have failed in life. 

We have lost the connection with the Middle English word ‘happ’ which means chance, luck or fortune. The idea that happiness is what happens to us, and is beyond our control, goes against the grain of contemporary understanding. This ‘turn to happiness’ has taken place across at least three domains. 

Keywords: [“Happy”,”happiness”,”fail”]
Source: https://socialmindfulness.wordpress.com

Dutch Healthcare Shames Down Syndrome Man. For Costing ‘Too Much…’ » Louder With Crowder

There is no room within the progressive-socialist movement for those with Down syndrome. By now their hatred is as obvious as Chris Christie’s diabetes. In case you need more convincing, here’s a video of a DS man being shamed by the Netherlands for costing too much in healthcare. For people who claim money and capitalism are evil, they sure do like putting a price tag on someone’s life. I suppose this chap should be thanking his lucky stars he didn’t end up like Charlie Gard. 

This is the twisted world of healthcare leftists, like Bernie Sanders and his socialist cronies, envision for America. One where those with disabilities have to justify their existence. Thus people with Down syndrome are seen as an obstacle to be eliminated by society. 

Keywords: [“people”,”healthcare”,”syndrome”]
Source: https://www.louderwithcrowder.com/dutch-healthcare-down-syndrome

Heal Thru Words, Empowerment, Positive Self-Talk, Meditation

In the past, people worked hard to become successful and then, become happy. In the present, people work at becoming happier so that they become successful. Thanks to new technologies and understandings now at our disposal, we can let go of negative self-talk, the silent killer of our happiness, and open up to a whole new reality where a work-life balance is effectively achieved through mindfulness, positivity and wellness. Our DailyBoost™, Conscious TuneUp™ and ReWire™ Programs were created to effortlessly and quickly lead participants into becoming a more positive, balanced version of themselves. 

Keywords: [“become”,”new”,”happy”]
Source: https://healthruwords.com

J.R.’s Zaphne Blog News for 04-22-2018

Poverty Capitalism: Interview with Ananya Roy

Ananya Roy: Microfinance is one of those rare poverty alleviation ideas whose popularity cuts across the ideological spectrum. Proponents of social justice have hailed microfinance as an instrument to fight the redlining of the poor by exclusionary financial institutions. Although microfinance is not a substantial sector in the budgets of multilateral and bilateral donors, it is quite literally everywhere in the world of development, repeatedly touted as a poverty panacea. New portals of development, such as Kiva.org, have also made it possible for the globally minded citizens of the global North to feel an immediate and intimate connection to microfinance and to the poor women who are most often microfinance borrowers. There are at least two distinct paradigms at work within the world of microfinance: one where microfinance is a global financial industry and an increasingly profitable asset class; the second where microfinance is a part of an overall package of pro-poor development. 

Ananya Roy: Yes, this is a fundamental contradiction that lies at the heart of microfinance, and indeed many other poverty-alleviation efforts as well. Many proponents of microfinance see it as an alternative to state-led development, and as testament to the entrepreneurial efforts of the poor. Ananya Roy: Microfinance bears many of the characteristics of subprime lending. Very few genres of microfinance tackle such issues; those that do not systematically depoliticize the question of poverty. Josh Leon: Microfinance has long been applied in rural settings, an obvious place to look for the world’s poor. 

Ananya Roy: Many poverty alleviation interventions have been developed and implemented in rural areas-such as the famous conditional cash transfer programs of Mexico and Brazil and the microfinance programs of Bangladesh. Ananya Roy: Your poetic question is about microfinance but it also speaks to broader trends-to millennial challenges and hopes. 

Keywords: [“Microfinance”,”Poverty”,”Development”]
Source: http://fpif.org/poverty_capitalism_interview_with_ananya_roy

The End of Capitalism Has Begun

Postcapitalism is possible because of three major changes information technology has brought about in the past 25 years. Second, information is corroding the market’s ability to form prices correctly. The biggest information product in the world – Wikipedia – is made by volunteers for free, abolishing the encyclopedia business and depriving the advertising industry of an estimated $3bn a year in revenue. Information is a machine for grinding the price of things lower and slashing the work time needed to support life on the planet. We’re surrounded not just by intelligent machines but by a new layer of reality centred on information. 

There is, alongside the world of monopolised information and surveillance created by corporations and governments, a different dynamic growing up around information: information as a social good, free at the point of use, incapable of being owned or exploited or priced. I’ve surveyed the attempts by economists and business gurus to build a framework to understand the dynamics of an economy based on abundant, socially-held information. Once you understand that information is physical, and that software is a machine, and that storage, bandwidth and processing power are collapsing in price at exponential rates, the value of Marx’s thinking becomes clear. I’m concentrating on the economic transition triggered by information because, up to now, it has been sidelined. Today, the thing that is corroding capitalism, barely rationalised by mainstream economics, is information. 

The equivalent of the printing press and the scientific method is information technology and its spillover into all other technologies, from genetics to healthcare to agriculture to the movies, where it is quickly reducing costs. The main contradiction today is between the possibility of free, abundant goods and information; and a system of monopolies, banks and governments trying to keep things private, scarce and commercial. 

Keywords: [“information”,”new”,”capitalism”]
Source: https://www.alternet.org/economy/end-capitalism-has-begun

SparkNotes: The Jungle: Chapters 27-28

Marija’s entrance into prostitution culminates the essential accusation that Sinclair levels against capitalism: throughout The Jungle, he charges capitalism with trafficking in human lives. Human beings are despicably regarded as useful resources-means to an end rather than individuals-and are used until they are worn out and then ultimately thrown away. As a prostitute, Marija epitomizes this trafficking in human bodies, as society’s perception of her worth lies wholly in her ability to satisfy the basest desires of humankind. Just as the prostitutes are kept in a form of slavery, Sinclair often compares wage laborers to slaves, another form of trafficking in human bodies. Throughout the novel, human lives are bought and sold, although most wage laborers don’t even realize that they are part of a vast market of human flesh. 

To this point, the meaning of the title The Jungle has been made painfully clear: the world of the wage laborer is a savage realm characterized by a Darwinian struggle for survival. The structures of capitalism are a jungle of hidden nooks and crannies, each containing yet another dirty secret. Sinclair’s novel exposes the various levels of deception within the factories as well as the day-to-day details of the wage laborer’s life. Having gone to such great lengths to illustrate the evils of capitalism, Sinclair now offers socialism as the solution to the problems that the first twenty-seven chapters of the novel have explored in detail. The socialist political meeting proves anything but a jungle; rather, it is a haven from the cruel reality of capitalism. 

As the speaker catalogues the abuses and suffering of wage laborers, Jurgis reacts to socialism like a new, devout religious convert. Unlike the preacher at the religious revival meeting, who wanted commoners to better themselves according to the existing system, the socialist speaker wants commoners to motivate for change outside the system. 

Keywords: [“human”,”capitalism”,”laborer”]
Source: http://www.sparknotes.com/lit/jungle/section9/page/2

J.R.’s Zaphne Blog News for 03-22-2018

Conscious Capitalism: How Millennials are Shaping the New Economic Paradigm

In light of the corporate scandals over the past several years, it is refreshing to hear that the new paradigm of conscious capitalism has emerged. Millennials are more health and socially conscious than other generations, meaning that we put a strong emphasis on healthy living and well-being, and our consumer trends reflect this. Conscious capitalism refers to businesses that serve the interests of all major stakeholders-customers, employees, investors, communities, suppliers, and the environment. Data compiled over the last several years indicates that the world’s economic paradigm is shifting as consumers are starting to favor conscious-minded business. According to the 2012 Edelman Good Purpose Survey, 47% of consumers buy at least one brand that supports a good cause every month, an almost a 50% increase between 2010 and 2012! The most frequent purchasers of socially conscious brands were Millennials, Gen-X’ers, people employed at management positions and above, married people, and moms. Given the significant rise in socially conscious spending practices between 2010 and 2012, one can only imagine what the data might look like for 2014! Conscious companies have seen unprecedented success in the last decade. Marketing professor Raj Sisodia reports that conscious brands’ investment returns are 1025% over the past ten years, compared to only 122% for the S&P 500 and 316% for companies selected purely on their ability to deliver superior returns to investors. Forbes cites the interesting dichotomy between Target and Walmart, two huge corporations who seemingly do the same thing, but have very different levels of conscious capitalism. Overall, the re-imagination of capitalism as a conscious phenomenon is indicative of a shifting paradigm we are seeing across our world, where Millennial consumers are taking responsibility for using their dollars to improve our planet and promote progress and change. After only a few generations of conscious spending and sustainable business practices, the association between capitalism and crony greed could become a distant memory. If you own a business and you would like to make it more conscious, or if you are thinking about starting a conscious business, check out marketing professor Raj Sisodia’s six tips for conscious success.

Keywords: [“conscious”,”company”,”Capitalism”]
Source: https://themindunleashed.com/2014/09/millennials-shaping-new…

Online Library of Liberty

The doctrine of man held in general in nineteenth-century America argued that each man was ultimately responsible for what happened to him, for his own salvation, both in the here and now and in the hereafter. Thus, whether a man prospered or failed in economic life was each man’s individual responsibility: each man had a right to the rewards for success and, in the same sense, deserved the punishment that came with failure. The New Jerusalem is never going to be realized here on earth, and the man who insists that it is, is always lost unto freedom. Conclusion: Each man should be free to take whatever action he wishes in his economic behavior, so long as he does not use force or fraud against another. The modern liberal is usually inconsistent in that he defends man’s noneconomic freedoms, but is often quite indifferent to his economic freedom. The modern conservative is often inconsistent in that he defends man’s economic freedom but is indifferent to his noneconomic freedoms. Far better to build our economic system on largely impersonal relationships and on man’s self-interest-a motive power with which he is generously supplied. One need only study the history of such utopian experiments as our Indiana’s Harmony and New Harmony to realize that a social structure which ignores man’s essential nature results in the dissension, conflict, disintegration, and dissolution of Robert Owen’s New Harmony or the absolutism of Father Rapp’s Harmony. Under economic freedom, only man’s destructive instincts are curbed by law. As a stubborn act of faith I insist that precisely what makes man man is his potential ability to conquer both himself and his environment. The face of man shall wisdom learn, And error cease to reign: The charms of innocence return, And all be new again. In my view, New Harmony should be seen, not as a monument to man’s idealism, but as a testament to man’s capacity to delude himself about his real nature.

Keywords: [“man”,”Freedom”,”New”]
Source: http://oll.libertyfund.org/titles/rogge-can-capitalism-survive

Where W. Got Compassion

In July, Bush vowed, in his first major policy speech as a candidate, to ”rally the armies of compassion in our communities to fight a very different war against poverty” – one based on religious and community groups like New Start – and afterward he paused to thank Olasky. Now, in the car, Olasky describes all the things that Cantu will have to do when he enrolls in New Start – everything from attending Bible study and meeting with a church mentor – that are central to what Olasky and Bush have called ”the transforming power of faith. Initially, he found it where all the Olaskys had – in the Torah. While Bush drank to excess and purportedly participated in branding rituals with his fraternity brothers, Olasky grew his sideburns long and read Marx and Lenin. ” In 1992, Olasky finally published his findings in ”The Tragedy of American Compassion. Almost all of the proposals, which were sponsored by Senator Dan Coats of Indiana and had names like the Character Development Act, were killed before they even reached the floor – largely at the hands of the same Republicans who had wrapped themselves only months earlier in Olasky’s language of compassion. Dejected and dispirited, Olasky returned to Austin, where he, like Charles Brace in the 1800’s, waged his solitary crusade. In 1993, Olasky got a phone message from George W. Bush asking to meet. While Bush had drunk too heavily in the 1980’s, Olasky had divorced his first wife – an act that contrasted markedly with his later Christian writings about family values. After an hourlong meeting with Bush, Olasky was sure he had found a new messenger for his ideas. Even Bush’s aides take pains to distance their candidate from Olasky’s proselytizing. If religion is the most provocative element of Bush’s vision, critics say its bigger challenge is more worldly: there simply aren’t enough Marvin Olaskys out there to replace Uncle Sam.

Keywords: [“Olasky”,”Bush”,”program”]
Source: http://www.nytimes.com/1999/09/12/magazine/where-w-got-compassion.html

J.R.’s Zaphne Blog News for 03-19-2018

Compassionate Activism

In our new age, Earth and Human are entangled irrevocably together. The term – which appears to have been used by Russian scientists as early as the 1960s to refer to the Quaternary, the most recent geological Period – was coined with a different sense in the 1980s by ecologist Eugene F. Stoermer and has been widely popularized by atmospheric chemist, Paul Crutzen, who regards the influence of human behaviour on the Earth’s atmosphere in recent centuries as so significant as to constitute a new geological epoch for its lithosphere. Human activity had to be at least tempered, rendered in the new jargon ‘sustainable’. A new mode of being human is required, one that is profoundly responsible for all it does, but must be profoundly attentive to the new agent stirring and moving all around us – the Earth itself. We have entered a world of inter-agency between the human and the non-human Earth. From once believing ourselves humans free upon a stable nature to do as we wish we find ourselves newly earth-bound, tied into the Earth itself, as part of it. The objectivity underlying the emergence of the Anthropocene does not nevertheless deliver us automatically into new modes of presence on the Earth, new forms of inter-species and human justice. If the Anthropocene serves as a new frame within which to view and construct social modes of presence then we must accept our collective responsibility for our human status as geological drivers of our planet. The new human subject is no longer in nature – they are nature. As social theorist Bruno Latour has said: ‘There is indeed a war for the definition and control of the Earth: a war that pits – to be a little dramatic – Humans living in the Holocene against Earthbound living in the Anthropocene’.

Keywords: [“human”,”new”,”Earth”]
Source: https://markgar.wordpress.com

compassion – States, Power, Emotion

As the film shows this is state enforced misery through inadequacy building exercises into the psyches of state recipients. As the experience of those seeking welfare shows, the rules for claiming state support are permanently in motion. The lower the state intervenes into the social fabric the more the ‘system’ becomes opaque without clear norms, values and rules. At the lowest levels of state activity we are more likely to glimpse bewilderment, dislocation and disruption in our lives rather than clearly discernible norms and rules in operation. There has always been an aspect of state power that has a post- or pre-disciplinary aspect – an order that is based on incalculability and the introduction of trauma. Wolfgang Sofsky called it ‘the order of terror’ and it is apparent to degrees in all modern states. Such displays of state power lack clear goals or meaning. The welfare benefits office is not Auschwitz but it is interesting how the same techniques of power based on the incomprehensibility of the rules and the forceful disorientation of the ruled come into play as tactics of power: the constant re-writing and redefining of who is ‘eligible’, ‘worthy’ and ‘deserving’ of state support; the slippery changes in language – ‘claimant’, ‘Jobseeker’, ‘unemployed’; the bewildering variety of ‘restart’ training exercises and the ever-present surveillance and repetitive intelligence-gathering exercises into the lives of those out of work. As the film attests to the misery and trauma built into state ‘support’ it also attests to the anger, integrity and compassion of Daniel and ‘family’ as they fight and live with state barbarism. It’s a call for a more, not less, emotional state – one based on compassion, empathy and trust.

Keywords: [“state”,”rule”,”welfare”]
Source: https://emotionalstates.wordpress.com/tag/compassion

The Capitalism Site

Capitalism is the moral ideal Capitalism is the moral social system as it leaves the individual free to be virtuous – to pursue the good – by acting by reason. Individualism regards the individual as a sovereign being Individualism is not opposed to one living in society as a trader; it is opposed to one living as a slave. The trader principle is the basis of all moral relationships Individualism is based on the principle of trading value for value for mutual benefit. Individual rights define one’s freedom of action in a social context All rights are rights to freedom of action: the right to those actions necessary to rationally support one’s life – so long as one does not violate the equal rights of others. Individual rights are the means of subordinating society to moral law. The initiation of physical force is the only way to violate rights The individual can only be stopped from acting rationally by the initiation of physical force. Government’s purpose is to protect individual rights Government’s job is to ban the initiation of physical force from all relationships, making all relationships voluntary. A free-market is an economic system based on individual rights A free-market bans physical force, fraud, and coercion from all economic relationships, resulting in voluntary cooperation between buyers and sellers, and peaceful competition between buyers and between sellers. Men trade their goods or services by mutual consent to mutual advantage, according to their own independent, uncoerced judgment. Capitalism is the system of progress; statism is the system of plunder The alleged failures of capitalism are actually caused by the success of statism.

Keywords: [“right”,”individual”,”force”]
Source: http://capitalism.org

J.R.’s Zaphne Blog News for 03-14-2018

Practicing Compassionate Capitalism

This is old news, but I thought I would put it up on my Blog anyway. When the Dalai Lama spoke in Hailey, ID, in 2005, I took over a truck and trailer load of Buddhas from our warehouse in Boise and set up on the side of the highway to sell them. Below are links to the AP and Tibetan News articles. Dalai Lama attracts a diverse crowd to mountain resort – www. Here is a link to an Associated Press article at NWKansas.com saying telling the same story. Hotels were full in Idaho Falls, Pocatello, Twin Falls and some people came every day from Boise to see the Dalai Lama. Here’s another link to the Canada Tibet committee. Last but not least, this was the shortened version of the AP article most newspapers printed. I ran into an aquiantance in Indonesia 3 years after this event who read the AP article in his newspaper in Honolulu. This entry was posted on January 26, 2011 at 2:26 pm and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Keywords: [“link”,”Lama”,”article”]
Source: https://drewmcdaniel.wordpress.com/2011/01/26/practicing…

Post-Postmodernism: or, The Cultural Logic of Just-in-Time Capitalism

Post-Postmodernism surveys a wide variety of cultural texts in pursuing its analyses-everything from the classic rock of Black Sabbath to the post-Marxism of Antonio Negri, from considerations of the corporate university to the fare at the cineplex, from reading experimental literature to gambling in Las Vegas, from Badiou to the undergraduate classroom. Insofar as cultural realms of all kinds have increasingly been overcoded by the languages and practices of economics, Nealon aims to construct a genealogy of the American present, and to build a vocabulary for understanding the relations between economic production and cultural production today-when American-style capitalism, despite its recent battering, seems nowhere near the point of obsolescence. Post-postmodern capitalism is seldom late but always just in time. It requires an updated conceptual vocabulary for diagnosing and responding to our changed situation.

Keywords: [“cultural”,”Nealon”,”capitalism”]
Source: http://www.sup.org/books/title/?id=21791

Compassionate Capitalism

Honoring our interconnectedness is the key to a new world that works for everyone. Bridging our deeper, inner awareness with our outer profit games is possible. That involves commitment to mutually beneficial partnership with the whole community. Aligning with the Dalai Lama and Pope Francis on consciousness for the new age, care for our common interest in our world, our sacred bond, health, welfare, environment, and dignity of every individual is the goal we must give our intention and attention to. Partnership on a planetary level and contribution to our common interests is the secret to our future. Join Dr. Ray Blanchard with special guest, best selling author, transformational leader, and corporate culture master, Blaine Bartlett. You will receive his new book, the #1 international bestseller Compassionate Capitalism: A Journey to the Soul of Business, for FREE for attending this important webinar.

Keywords: [“world”,”new”,”capitalism”]
Source: https://one-n-all.com/compassionate-capitalism-heroes-circle

Compassionate Systems

To bridge that disconnect I’m trying to champion systems thinking in schools as a new curriculum. One of the school systems that’s been interested in this is IB, the International Baccalaureate High Schools, which have very high academic standards. They want to bring this into their curriculum because they understand its importance for their students’ lives and the future. They’ve added a missing ingredient: compassion and empathy. You can have a systems understanding that is first rate, but if you don’t care about the impacts those insights allow you, then you’ve got to deal, for example, with the consequences of rampant greed. You’ve got companies using science and systems in their self-interest, without caring about the side effects: untested industrial chemicals, say, or emissions into air water and soil.

Keywords: [“systems”,”school”,”you've”]
Source: https://gfbertini.wordpress.com/2017/07/01/compassionate-systems

Halcyonic by HTML5 UP

This is Halcyonic, a free site template by AJ for HTML5 UP. It’s responsive, built on HTML5 + CSS3, and includes 5 unique page layouts. Yes! Halcyonic is built on the Skel framework, so it has full responsive support for desktop, tablet, and mobile device displays. Halcyonic is licensed under the CCA 3.0 license, so use it for personal or commercial use as much as you like. Duis neque nisi, dapibus sed mattis quis, rutrum accumsan sed. Suspendisse vitae magna eget odio amet mollis justo facilisis quis. Sed sagittis mauris amet tellus gravida lorem ipsum. What We Do A subheading about what we do Sed mattis quis rutrum accum. What People Are Saying And a final subheading about our clients.

Keywords: [“sed”,”quis”,”Halcyonic”]
Source: http://www.gabejaya.com/compassionate_capitalism_people_helping_people…

Voluntarism and Capitalism

I’ve always been a scatterbrained little boy, for a multitude of reasons. 2017/02/25: Jordan Peterson: Postmodernism: How and why it must be fought. It’s also Jordan Peterson, so that’s no surprise. Yugioh was a cartoon that came on at 4:30pm Monday-Friday and at 11am on Saturday when I was a kid. I never got home from school in time to watch Pokemon. I’m not sure if the cards came before the show in my personal history, []. Corrupt Justification. For us this is the end of the stories, and we can most truly say. What is produced is never anything but forms, shapes of material, combinations of material; therefore things, goods. The first time I recall being assigned to read this was in 11th grade.

Keywords: [“great”,”Jordan”,”Peterson”]
Source: https://codyalanreelseconomicsandpolitics.wordpress.com/tag/compassion

J.R.’s Zaphne Blog News for 02-03-2018

naked capitalism

How New York City is tackling a mental health crisis spurred by Hurricane Sandy Grist. India knocked its new, $3 billion nuclear-missile sub out of commission – by leaving a hatch open Business Insider (David L). Brexit. Brussels warns UK companies of shut-out in event of no-deal Brexit Financial Times. Trump says he’ll take heat for immigration deal The Hill. Shorter: Trump has always had terrible impulse control. Judge blocks Trump admin from ending DACA program The Hill. Trump’s lawyers may have seen this coming, hence the willingness to deal with Dems. Don’t believe Michael Wolff’s book about Trump if you want the truth The Hill. Trump health pick wary of government drug price negotiations Associated Press. Resilc: “Wake me up 3 years after Trump beats Joe Biden.” By virtue of how the site has evolved, NC is much less vulnerable to being stomped on by Google and FB than most “Alternative” news and commentary sites, but the cost of being less vulnerable is less reach, which translates into lower traffic and most important, probably lower acquisition of new readers. US billionaire busted with stolen Greek antiquities Archaeology News.

Keywords: [“Trump”,”New”,”How”]
Source: https://www.nakedcapitalism.com/2018/01/links-11018.html

A Better World: Compassionate Capitalism

‘Compassionate capitalism’ urged for India. Indian entrepreneur Narayan Murthy, founder of global software giant Infosys, says “Compassionate capitalism” is the only solution to poverty in the country. Narayan Murthy: One of the world’s most admired business leaders Debate is currently raging throughout India over the economic policy of the new government, following a lukewarm media response and stock market jitters. Mr Murthy told BBC World Service’s The Interview programme that more had to be done to drive entrepreneurial activity. “We believe that if India has to solve its problem of poverty, we have to embrace capitalism, ensure that jobs are created, and make sure that market-driven policies are accepted,” he said. “However, to do that, the people who are the evangelists of capitalism, must conduct themselves in a manner that will appeal to the masses.”People must be able to relate to them easily. They must lead a normal life, a simple life, and people must be able to say, ‘look, if these jokers can do it, we can do it better’. To advertise on this blog / buy inspirational books / conduct motivational seminar contact on 9820073993.

Keywords: [“capitalism”,”Murthy”,”India”]
Source: http://sudhir-pai.blogspot.com/2016/09/source-sulekha-writer-our-india.html

[Podcast] David Meltzer – Compassionate Capitalism

This podcast is part one of a conversation with David Meltzer, Co-Founder and CEO at Sports1Marketing. David is an executive, author, and humanitarian best known for his work in the field of sports marketing. He is a featured speaker at conferences, corporate meetings, seminars, and other events along with being featured in The New York Times, Sporting News, Fox Business, and Bloomberg. At Terranea Resort in Los Angeles, RevThink’s Tim Thompson and Joel Pilger lead a Creative Entrepreneurs conference on BULLETPROOFING PROFITS. Knowing that being our topic, we recognized our audience might show up thinking we were going to talk only about money. Much to everyone’s surprise, we revealed that profits in a creative firm are not about money, but rather about CHOICES and maintaining CONTROL of your business. In David’s talk, he provided us with break from all the talk of numbers plus a terrific dose of inspiration. Sharing his ideas from his books – one titled Connected To Goodness and the other titled Compassionate Capitalism – David’s message featured his stories of success, failure, redemption, and purpose.

Keywords: [“David”,”talk”,”featured”]
Source: http://www.revthink.com/podcast-david-meltzer-compassionate-capitalism…

Is compassion compatible with capitalism?

While there may be compassionate individuals operating within capitalist systems, capitalism itself does not naturally merge with compassion. I say this with a much stronger understanding of compassion than I do of capitalism and all of its manifestations. Capitalism did not create competition, however it does need it for survival. Capitalism can never be cooperative or communal; it lives on competition. Competition does not allow for mutual empathic experiences. Competition takes advantage of others’ weakness, exploits vulnerabilities, and doesn’t look back. If there are no winners or losers, then a competition did not take place. Without competition, there can be no capitalism. Admittedly, capitalists can be compassionate, but they are not operating within an essentially compassionate system. As a system, capitalism features an elite minority being supported by a majority. It must be noted that capitalism can hardly be faulted for not being compassionate. It shouldn’t be said that capitalism lacks compassion any more than it lacks wisdom, or empathy, or mindfulness, or other lofty ideals/practices that many aspire to.

Keywords: [“capitalism”,”competition”,”compassionate”]
Source: https://www.quora.com/Is-compassion-compatible-with-capitalism

Compassionate Capitalism

Blaine Bartlett joins Ivan Misner to discuss his International Best Selling book, “Compassionate Capitalism: Journey to the Soul of Business”. Pay attention to the soul of your business or you might miss incredible opportunities. Business is the most pervasive and influential force on the planet today. Its activities transcend national and international borders. Its activities are not unduly constrained by financial, political, cultural, ethnic, or religious concerns. The net of this is that business, as a prevalent and important force, has a moral responsibility to guide, enhance, value, and nourish the existence of all that it encounters. In the world today, the absolute opposite of this occurs. Business today seldom assesses the efficacy of its activities through the lens of anything but profit. Traditional capitalism forgets an important variable, that of happiness. The true purpose of business is to uplift the experience of existing. It is not to produce ever-cheaper goods and services. Compassionate capitalism is an economic system meant to make a lot of money, help a lot of people, and have a lot of fun.

Keywords: [“Business”,”today”,”Capitalism”]
Source: http://ivanmisner.com/compassionate-capitalism